Republican Health Care Plan

disability-basicsJason Millman, writing in The Washington Post on Feb 4, describes a Republican plan intended to help manage fallout from a possible Supreme Court ruling, which could invalidate subsidies for federal-run health insurance exchanges across the country.

 

The Republican plan in summary:

  • No individual mandate.
  • A pre-existing condition ban, with a catch
  • A cap on tax preference for employer health plans
  • Less generous subsidies
  • Other ACA features survive

Millman’s article gives the details.

Republican’s don’t seem to understand the important provisions of Obamacare:

  • More people covered by insurance.
  • Slow the relentless increases in health care costs
  • Preventative care

This Republican plan, backed by Sens. Richard Burr (R-N.C.), Orrin Hatch (R-Utah), and Rep. Fred Upton (R-Mich.), keeps some popular but relatively unimportant features of Obamacare, but gives up the important principles given above. However:

  • Young adults could stay on their parents’ health plans until they turn 26,
  • The ban on lifetime coverage limits remains.
  • Insurers could charge older customers no more than five times the amount they charge younger customers for the same plan. (Obamacare allows up to three times.)

The GOP plan also keeps the ACA’s $700 billion in Medicare cuts. This is astonishing given the relentless attack the GOP mounted against Obamacare for this same provision.

Of course the GOP, divided, is nowhere near to agreeing on this plan or any plan.

Β© William Hungerford – February 2015

http://www.washingtonpost.com/blogs/wonkblog/wp/2015/02/04/heres-how-the-gop-would-repeal-and-replace-obamacare/

 

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About whungerford

* Contributor at NewNY23rd.com where we discuss the politics, economics, and events of the New New York 23rd Congressional District (Allegany, Cattaraugus, Chautauqua, Chemung, (Eastern) Ontario, Schuyler, Seneca, Steuben,Tioga, Tompkins, and Yates Counties) Please visit and comment on whatever strikes your fancy.
This entry was posted in Congress, Economics, Health Care, Political, Reed's Views and tagged , . Bookmark the permalink.

18 Responses to Republican Health Care Plan

  1. josephurban says:

    In other words…they still have no alternative except to die.

  2. Deb Meeker says:

    That last one – “Insurers could charge older customers no more than five times the amount they charge younger customers for the same plan.” hits me squarely in the eyes. As the GOP would reduce or minimize SS and SSDI, they would allow private insurance companies to increase premiums on older people? Sure the older we get the more likely an illness or health issue, but this is just going backwards.

    Have you any idea what the “catch” is on the issue of pre-existing conditions?

  3. whungerford says:

    Millman explains:

    This GOP plan also prevents insurers from charging sicker patients more, but with an important caveat. Under this plan, the lawmakers envision a one-time enrollment period to get adjusted to this new coverage scheme. After that, as long as you are continuously enrolled in coverage — and that includes switching insurance if you get a new job, for instance — insurers can’t consider your medical history. But if you let your coverage lapse for a couple of months, insurers are allowed to take this into account.

  4. Anne says:

    That’s exactly how it used to be. I heard elsewhere today that some of the R’s (men!) are proposing taking away maternity coverage. Beyond shameful.

  5. BOB McGILLl says:

    you just don’t get it do you ? All the ACA does is make the insurance companies the bad guy instead of government. Now instead of the government raising taxes for Medicaid, insurance companies just raise their premiums. When you have no answers and can’t fix anything, JUST MUDDY THE WATERS. Remember the guy who said the people are too stupid to figure it out ? He must have been talking about YOU. πŸ™‚

  6. Deb Meeker says:

    Thanks

  7. solodm says:

    Bob, the insurance companies were always ” the bad guy”. Corporations that make billions from human illness have rather sick actuaries they use to gage just what chances you have – assuring them of the most money for their risk of insuring you.

    In my opinion, your whining about multi billion dollar corporations having to “shoulder” making sure at least 80% of their premiums actually go for the promised insurance payments is ludacris. The making off huge profits on human illness should not be a Capitalist endeavor.

  8. josephurban says:

    The fact is that the administrative costs of Medicare are far lower that the more “efficient” private insurance providers. What some people are too stupid to figure out is that health insurance companies provide NO MEDICAL CARE. None. If you think they do then next time you have an emergency call Excellus and do not go to a hospital. Health insurance companies are middle men. They can be easily eliminated with no negative effects on health care providers. In fact,the money saved by eliminating the middle men would reduce the costs of health care for all. That is why a single payer system is more sensible and more efficient,based on the Medicare model. Common sense . But some people are too stupid to figure that out;)

  9. Anne says:

    Single payer, all the way. We’ll get there.

  10. BOB McGILL says:

    phiac.gov.au/industry/regulatory-framework/…/regulatory-activities

  11. BOB McGILL says:

    http://www.freedomworks.org/…/obamacare-isnt-working-more-privately-insured- americans-are-putting-medical-care

    Though most of the focus has been on premiums and subsidies, health plans on the exchanges are notorious for eye-popping out of pocket costs, the average of which increased by 42 percent compared to pre-ObamaCare plans. An Associated Press survey released in October found similar results, noting that Americans with high-deductible plans were more likely to forego seeking care in the event of a major medical problem. For its part, Gallup notes that the percentage of those with private coverage putting off care “may reflect high deductibles or copays that are part of the newly insured’s plans.”

    No one disagrees that healthcare costs needed to be addressed, but ObamaCare — with its expensive mandates and overbearing regulations — only exacerbates the problem, creating a dangerous atmosphere for patients who have real medical needs that may go unaddressed because they’re been priced out of seeking care

  12. BOB McGILLl says:

    and where did you here that ? or is it just another one of your lies ?

  13. BOB McGILLl says:

    the ACA just pushes the cost of health care onto the young people who don’t use it. Like me, I haven’t used my health insurance in over 10 years and now I’m paying more than 3,000 dollars a year more πŸ™‚

  14. Anne says:

    Again, what’s the point you’re trying to make…you’re not a young person, and your statement that you’re paying more annually doesn’t relate to anything else in your comment.

  15. whungerford says:

    If Bob hasn’t used his health insurance in ten years, he would probably be well advised to make an appointment to see his doctor.

  16. josephurban says:

    I guess Obamacare does not cover anger management counseling.

  17. BOB McGILL says:

    but you guys are in luck the ACA covers PSYCHIATRIC care πŸ™‚

    so jose you ear wrong it dose cover anger managemnet counseling. πŸ˜›

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