The following letter was written by Brad Prozeller of Waterloo, New York, and was published in the Finger Lakes Times on February 16. We publish it with Mr. Prozeller’s permission.
To the Editor:
Most of the criticism I have heard about Obamacare are not compatible with my own experience. I enrolled last November through the New York State Healthcare Exchange as a small business owner providing employee health care coverage.
It’s true that applying for Obamacare during the sign-up period was a nightmare. However, once I worked through all the website glitches and got us enrolled, I was very satisfied with the result.
My cost increase from last year for the same coverage is the smallest annual increase I can remember. And, for the first time I didn’t have to join a trade group (and pay a membership fee) in order to obtain health insurance.
Furthermore, my business is eligible for tax credits, which Obamacare offers small businesses that provide employee employee coverage. Every business owner with fewer than 50 employees who provide healthcare coverage should be looking carefully at the tax credits available through Obamacare; they will provide the biggest tax cut in years for small business owner across the country.
Once the glitches are fixed, the healthcare website will be a hugh benefit for small employers. One can choose from among a wide range of different plans with different deductibles, co-pays and costs and juggle different variables to see what the cost will be and explore a range of options.
The NYS healthcare website has provided me, at least, with a more affordable, more accessible and more consumer friendly vehicle for obtaining health insurance than I have ever had before.